Saflio.

Finance, rethought.

A family of tools that handle your money — personal or business — without the fees, complexity, and middlemen. Saflio Counter for your store, Flow for your money, and Collect for getting paid — all in one account.

We build the tools we wished existed

Saflio started with a spreadsheet — a personal budgeting tool built because nothing out there worked the way we needed it to. That spreadsheet turned into an app, that app turned into a POS system, and somewhere along the way it became clear: we weren't just building for ourselves anymore.

Saflio is building the finance stack that everyday people and businesses deserve. No complexity, no hidden fees, no middlemen taking a cut of every transaction. Just tools that handle your money the way you would if you had the time to build them yourself.

It started with a point of sale system for independent businesses. Now it's Saflio Counter, Flow, and Collect — with remittance and more on the way. Modular, flat-rate pricing with no per-transaction fees. Built for the people who use it, by the people who needed it first.

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3 Products Live
1 In Development
$0 Per-transaction fees

A growing family of business tools

Each product is independent. Use one, use them all — they're designed to work together but don't require each other.

Live
🛒

Saflio Counter

Point of sale, inventory, and kiosk mode for retail and food businesses. Scan items, process payments, track stock.

Open Saflio Counter →
Live
💰

Saflio Flow

Personal and business finance tracking. Budgets, debt management, stock portfolios, subscriptions — built on the original spreadsheet.

Open Saflio Flow →
Live
📄

Saflio Collect

Professional invoicing for contractors and freelancers. Create, send, and track invoices. Payment reminders and reconciliation.

Open Saflio Collect →
Coming Soon
🌍

Remit

International remittance and money transfers. Send and receive across borders without the usual fees and middlemen.

See plans and pricing →

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